Comparison
CrexiPay isn't a payment processor — it's a no-code back office that runs on top of your own Stripe account. So the real question isn't "CrexiPay or Stripe?" Your money always settles into your Stripe. It's how much you want to run from one simple place, and how you'd rather pay for it.
The landscape
Everything that competes with CrexiPay falls into one of these buckets. Here's what each is great at — and where CrexiPay is different.
Payment Links, Invoicing and Billing come straight from Stripe and are low-cost. But each is a separate tool built for people comfortable in Stripe's dashboard — and it's one account at a time.
Great for dropping a checkout or payment link on a site, usually for a flat monthly fee. Most stop at checkout and cover a single Stripe account — no invoicing, deposits or donations.
Full-featured invoicing, often with a free tier and monthly plans as you grow. Payments run through a gateway you set up yourself, and multi-account support is limited.
Bundle invoicing with contracts, proposals and CRM on a monthly plan — great if you want all of that. Heavier and pricier if you really just need to get paid.
Side by side
The clearest difference is the pricing model: most alternatives charge a flat monthly subscription; CrexiPay charges nothing monthly and a flat 2% of what you actually collect.
| Approach | Monthly fee | Extra platform fee | Multiple Stripe accounts | Guided Stripe setup | Every payment type in one place |
|---|---|---|---|---|---|
| CrexiPay | None | 2% flat | ✓ | ✓we create & connect Stripe for you | ✓invoices, links, subscriptions, deposits, donations |
| Stripe's own tools | None | 0%0.4–0.5% on Invoicing | × | ×you set Stripe up yourself | Separate tools |
| No-code checkout tools | Flat monthly | 0% beyond Stripe | × | × | Mostly checkout / links |
| Invoicing apps | Free tier, then monthly | 0% beyond Stripe | Limited | × | Invoicing-first |
| All-in-one suites | Flat monthly | 0–3% | × | × | Payments + CRM |
Pricing models shown as of 2026; check each provider for current rates. CrexiPay's 2% is on top of your normal Stripe processing fees.
The short version
Common questions
No. CrexiPay runs on your own Stripe account — it is a no-code back office on top of Stripe. Your money always settles into your Stripe account and pays out on your normal schedule. The comparison is really about how much you want to run from one simple place instead of stitching tools together yourself.
It depends on volume. Many alternatives charge a flat monthly subscription and add no platform fee, so at higher volume they can work out cheaper. CrexiPay charges no monthly fee and a flat 2% of what you collect — which suits businesses that prefer pay-as-you-go, want guided Stripe setup, or run more than one Stripe account. If simple invoicing on a single account is all you need, a free or flat-fee tool may be plenty.
Yes. Because everything runs on your own Stripe account, you are never locked in. You can use CrexiPay alongside Stripe's own tools, and move between them whenever you like — the payments and payouts all live in the same Stripe account.
If you only need the occasional simple invoice or a single checkout link, Stripe's own free tools or a flat-fee app may be all you need. If you want invoices, subscriptions, deposits and donations in one no-code place — especially across multiple Stripe accounts — that is exactly what CrexiPay is built for.
No monthly fee. A flat 2% when a payment comes in. No Stripe account? We'll set one up for you.
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