On October 18, 2026, CrexiPay lowered its platform fee. Card and wallet payments now carry a 1% fee, and ACH bank payments carry 0.5%, capped at $10 per payment. Until now the fee was a flat 2% on every payment, whatever the method. Here is exactly what changed, what it looks like on real invoices, and what it means for your business.
The new fees at a glance
- Card and wallet payments: 1% per payment (it was 2%).
- ACH bank payments: 0.5% per payment, capped at $10 (it was 2%, with no cap).
- Still no monthly fees, setup fees, monthly minimums or per-account charges, and every feature is included.
The fee is earned on each successful payment and, like card-processing fees, isn't refunded if you later refund that payment.
Stripe's fee is separate, and it hasn't changed
CrexiPay runs on your own Stripe account, so every payment has two separate fees: Stripe's processing fee, which Stripe deducts under your Stripe agreement, and CrexiPay's platform fee. This change only affects the CrexiPay part. For reference, Stripe's standard US pricing is 2.9% + 30¢ for domestic cards and 0.8% for ACH Direct Debit, capped at $5 (as listed on stripe.com/pricing on October 18, 2026; your own Stripe pricing may differ).
What it looks like on real payments
CrexiPay's platform fee, before and after the change. Stripe's processing fee is extra in both cases and is shown separately.
| Payment | CrexiPay fee before | CrexiPay fee now | Stripe's standard fee (separate) |
|---|---|---|---|
| $100 by card | $2.00 | $1.00 | $3.20 |
| $1,000 by card | $20.00 | $10.00 | $29.30 |
| $1,000 by ACH | $20.00 | $5.00 | $5.00 |
| $5,000 by ACH | $100.00 | $10.00 (capped) | $5.00 (capped) |
The bigger the invoice, the more the ACH cap matters. On a $5,000 project paid by bank transfer, CrexiPay's fee drops from $100 to $10.
What it means for you
- You keep more of every payment. Card payments cost half what they did, and large ACH payments cost a fraction.
- Bank payments are worth offering. For bigger jobs, deposits and retainers, asking customers to pay by ACH now saves real money on both CrexiPay's fee and Stripe's.
- Nothing to set up. CrexiPay shows the fee and your exact net on every payment request before you send it, so you can see the new rate on your next request.
Questions about a specific payment? Email support@crexipay.com.